We analyze the morphology of 125 submillimeter galaxies (SMGs) in thePRIMER-COSMOS field using double Sersic modeling on JWST NIRCam images acrosssix bands (F150W, F200W, F277W, F356W, F410M and F444W), with SMGs beingclassified by bulge Sersic index (n_bulge) and bulge-to-total luminosity ratio(B/T). The Kolmogorov-Smirnov test between the bright (SFR > 175 M_sun yr^{-1})and the faint group (SFR < 175 M_sun yr^{-1}) reveals no significantstatistical differences in morphology across bands. However, we notice thatSMGs skew towards higher B/T ratios and lower n_bulge from shorter to longerwavelengths. In F444W, bright SMGs exhibit higher B/T and lower n_bulge,indicating flatter, disturbed bulges, while faint SMGs show lower B/T andhigher n_bulge. Notably, SMGs with higher B/T tend to have low Sersic index,challenging the local universe dichotomy of classical bulges (B/T > 0.5, n > 4)versus pseudo-bulges (B/T < 0.35, n < 2). In the F277W band, non-parametricmeasurements indicate predominantly disk-dominated patterns, with only 24percent of SMGs demonstrating merger signatures. After the removal of SMGs withdisturbed morphology, the bulge classification scheme in F277W showspseudo-bulges (21 percent) and clump migration bulges (16 percent) from secularevolution, compared to 4 percent merger-built bulges. Surprisingly, 48 percentof SMGs defy the classification scheme, showing high B/T (approximately 0.7)but low Sersic index (n_bulge <= 1). Bars are confirmed in 7 percent of SMGs.This work suggests that secular evolution takes precedence over major mergers,supporting the idea that isolated evolution fueled by filamentary gas inflowplays a non-negligible role in the SMG bulge formation.